Thanks for the comments again Bevan. Fortunately my wife had a business to protect, so we're out of community, no accrual. But hopefully that never comes into play in any case
I'm curious about your RA being so flexible? Is this a standard feature of RAs or have you got something special? Also how do you feel about Allan Gray shifting the goalposts very largely in their favour regarding their performance fees?
http://www.moneyweb.co.za/investing/questions-around-allan-grays-new-benchmark/You might be right on the whole timing issue, but you're probably also much more knowledgeable than the average investor, being a professional in the field. I still think the average investor like myself has no chance against the professionals and the bots, and will probably be better off just going with the flow.
I also think that over time, smarter and smarter people will take advantage of the timing too, so the benefit gets smaller and smaller. It's all too much for me to even think about considering though, so I'll just watch you guys on the sidelines. It's bound to be quite entertaining at least