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Messages - Dee Boy

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Introductions / New Member/Long Story/New Beginning
« on: March 28, 2019, 11:57:08 am »
Hi All,

So i'm 43yr old male with a wife, 4 kids and 3 dogs ;D. And only this year learning who and what Robert Kiyosaki/Dave Ramsey/The Millionaire Next Door/The richest Man in Babylon is........about 23yrs too late......

With more than R120K in debt and a car payment of 5500/month (high interest rate because of the bad debt) and an unnecessarily high standard of living, including going to loan sharks to make all the payments and interest on these micro loans every month..... i hit a wall.........:wall:

But i now know what i have to do to turn this around! I have already paid off 2 of the smaller debts and attacking the third with gusto. Made a few adjustments regarding expenses. 2 unsuccessful attempts to actually write my budget down on paper and keep it at.....guilty.......but i will fix this now!

Once i get all that done, which i predict can be done by the end of this year.....i'l start doing this investing lark all you wealthy dudes always go on about.... ;D

Meanwhile i'll be around learning about investing/ETF's/RA/TFSA's et al.........

I've always said i want to be a millionaire by the time i am 50yrs old, but that was always a pipe dream and i was drifting further away from it with each passing year....i might have to adjust the timing now, but i know that is still possible....and by God's grace i will make it happen!

Cheers everyone

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