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Author Topic: Live chat  (Read 2974438 times)

Oversix

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« Reply #6990 on: May 03, 2018, 05:23:37 pm »
Haha hamstre, when you control the media you can control alot
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Hamster

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Re: Live chat
« Reply #6991 on: May 04, 2018, 08:11:20 am »
I suppose anything is possible these days
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Patrick

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« Reply #6992 on: May 04, 2018, 12:49:22 pm »
Sheesh, why is it that the insurance companies fight so hard to keep your business once you cancel, but don't feel shy to give massive increases every year.
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Hamster

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Re: Live chat
« Reply #6993 on: May 04, 2018, 01:14:27 pm »
They are skelms.

I asked Santam to have a look at my policy and they reduced it by about 10% in March. Late April I get an email that in June my policy will be renewed and the policy goes up by close to 10% again  :-[

So the better question is - why is my car becoming more expensive to insure?
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Patrick

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« Reply #6994 on: May 04, 2018, 01:58:44 pm »
I phone around nearly every year and end up with an under inflation increase every time. As an added bonus Outsurance give me R400 every year too, and that covers more than a months insurance.
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Bread

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Re: Live chat
« Reply #6995 on: May 06, 2018, 02:22:59 pm »
I never used to phone around. Always stayed with A&G for many years. Until one day I realised my premium was over R1000 but I would've been lucky to sell the car for R20 000. And since then I've realised the auto insurance sellers are just as bad as the life assurance/insurance sellers. They all con the public by saying their increases are inflation linked. Or cost related. Which they are, let's be fair. But the unsuspecting public believes inflation linked is CPI linked. Which is not the case. It's linked to the company's cost of doing business, which goes up every year by a certain rate, I suppose what one would call their in-house inflation rate or cost of doing business. Operating costs. It's got nothing to do with CPI. So if their expenses go up, our premiums go up.
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gcr

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Re: Live chat
« Reply #6996 on: May 07, 2018, 08:58:58 am »
Quote from: Bread on May 06, 2018, 02:22:59 pm
I never used to phone around. Always stayed with A&G for many years. Until one day I realised my premium was over R1000 but I would've been lucky to sell the car for R20 000. And since then I've realised the auto insurance sellers are just as bad as the life assurance/insurance sellers. They all con the public by saying their increases are inflation linked. Or cost related. Which they are, let's be fair. But the unsuspecting public believes inflation linked is CPI linked. Which is not the case. It's linked to the company's cost of doing business, which goes up every year by a certain rate, I suppose what one would call their in-house inflation rate or cost of doing business. Operating costs. It's got nothing to do with CPI. So if their expenses go up, our premiums go up.
It really does pay to shop around and negotiate with your insurer - household goods are normally on a new for old and that the goods are easily transportable - I have some heavy equipment (woodworking) which I cover but on the principal that these items are not transportable unless they bring a large truck and a contingent of labour to remove these items so my premiums have been adjusted downwards due their shear weight. Also cover cars on the basis of book value plus 10% (my determination). Also I get discounted premiums for having an alarm system linked to a reaction company and I also got a reduction in premiums when I installed a 5 camera system to cover entry to my property from any direction
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Bread

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Re: Live chat
« Reply #6997 on: May 08, 2018, 05:25:02 pm »
And then I thought I found my insurance home in King Price. Insure with us, they said, the only place where your premium drops, albeit by only a few rand every month. That's fantastic, I thought. Instead of my premiums going up every year they'll actually DROP EVERY MONTH. But they didn't say they wouldn't do away with the annual increase, which was about the normal 20%, so I still end up paying more. So now it's back to phoning around.
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Patrick

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« Reply #6998 on: May 08, 2018, 07:15:41 pm »
Wow what a sneaky loophole.
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jaDEB

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« Reply #6999 on: May 10, 2018, 04:54:10 pm »
Wow, read the Steinhoff sens, sad, so sad.
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jaDEB

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Orca

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Re: Live chat
« Reply #7000 on: May 10, 2018, 07:14:47 pm »
Steinhoff now a penny stock and probably to be suspended within a month.
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Orca

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Re: Live chat
« Reply #7001 on: May 11, 2018, 03:23:01 pm »
Tried to delete my previous post to no avail. I don't want to incite violence here.
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jaDEB

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« Reply #7002 on: May 14, 2018, 07:52:08 am »
Gone :)
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jaDEB

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Patrick

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« Reply #7003 on: May 15, 2018, 03:09:35 pm »
Is the rand upset over the middle east or is it something I've missed?
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Orca

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Re: Live chat
« Reply #7004 on: May 15, 2018, 08:41:39 pm »
No. The USD surged after retail sales data. No prob. as it is short term. The ZAR will get back below 12 soon.
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