Hi Adrian,
Well done on the move from Liberty, I did the same a few years back after my financial advisor (who earned a commission even) couldn't comprehend that I wanted to move from an active to a passive UT, yikes! And those policy structures ensure they take more than they are worth from us uninformed investors!
Same as you, I've moved my RA to EE, initially, only bundles were available and I bought those, whereas now the UT options also exist. In my view the Satrix Balanced Fund is the best bang for the buck, it indexes and its fee structure is lower. Since you won't be trading frequently on this account, the differences between it shouldn't matter significantly. I still keep my bundles, which is subject to a management fee, ETF TERs, ETF buy-sell spreads and the like. In a rough Excel sheet I calculated that I'll incur a ~0.4% loss in investment if I sell the bundles and moved it to the UTs, not even factoring in the brokerage of the UT purchase yet.
There's an abundance of UT vs ETF information on the internet. I think the main advantage is that UTsFor an RA, I think it is largely negligible, and you should pick the best investment / cost structure you would like to pursue. I am more in favour of the UT as its 100% passive, whereas the Bundles command a fee to select ETFs (and some shares in some options) on your behalf - which isn't rocket science any case and would not necessarily maximise your returns. If the bundle had some hedge funds or exotic assets not already on EE, then sure, but otherwise, Satrix Balanced every month.
Hope this helps, let me know what you opted for
Ez