I've been using an amortisation table to see the impact, that's how I got to the question at the beginning of the thread. HL is left at 240K so the payments are quite low but we are aggressively depositing more every month. We could have paid it off last year but we've been taking money offshore as well.
My long term goal is ti earn enough from our investments to replace our salaries,which is a long way off. I have a few longterm high risk bets that I hope pay off towards this goal.
Kids. Haven't made a decision yet. End of the year well decide. It will cause my goal to become significantly adjusted.
Other debt. We have none. I regret buying my 400K car (my first car since 2000) 2years ago. Should have gone cheaper and rather invested the difference. You live and you learn.
