Hi All
Been a while since I have been on here! hope all the OG's are alive and kicking
![Thumbs up :TU:](https://shareforum.co.za/Smileys/DarkB/thumbsup.gif)
I sold a property earlier last year (perfect timing!) and been sitting with the money in cash / My tax guy just told me though that the interest earned will be taxed 45% along with my standard monthly earnings!
So, in essence, that means if a money market fund was belting it and giving you 8% you only just actually getting over 4%
Hoping for some thoughts on these options1. Buy another property and live in it (don't own property and am currently renting, not sure if I will always live in SA hence wanting liquid but can always let out)
2. I have already used my 209 and 2020 offshore limit, so get a tax clearance and move this cash offshore and slowly feed into a portfolio based in USD ( this portfolio is around 5 years old and pretty well-diversified)
3. Put in in a Satrix world ETF for easy management (easiest option)
4. Keep in cash! (after tax its like 4% max
![Embarrassed :-[](https://shareforum.co.za/Smileys/DarkB/embarrassed.gif)
I appreciate any thoughts on this!