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Quote from: jonb on October 11, 2016, 02:06:04 pm

What would your views as a decent income growth ETF vehicle for SA?

DIVTRX
CSEW40
CSTOP50
NFEMOM

Patrick , i like your idea of not picking single stoicks for fear of being wrong what would be your choice here? i remember some past discussions on here talking about DIVTRX ... is this still the preferred SA ETF?

DIVTRX and PTXTEN since their aim is to provide income.

CSEW40, CSTOP50 and NFEMOM are all geared for capital growth. Personally, I got rid of my Top* index ETFs and swapped them for NFEMOM. My TFSA consists mainly of DIVTRX and I'll move more and more of my TFSA investments towards DIVTRX and property ETFs when the market favours me getting rid of the INDI.

Quote from: conradl on December 23, 2016, 06:53:57 am

Seeing as the title is relevant to my question i'd like to hear your guys' opinions:

1. I have money investing in 2 dividend ETFs in the US.
2. A pays every month giving me about $50 per month
3. B pays quarterly at $110 per quarter.
4. So the total dividend is approximately $1000 per annum

To buy more etfs costs minimum $20 ie R350. The conflict im sitting with is, do I save up to $1000 and then buy some more of these ETFs (only one of the two, because of the $20 per trade) and miss out on a year's growth potential or less and let the fees corrode my return  What would you do?

Conrad

Could you not perhaps add some extra funds to your offshore portfolio so that you have enough to make an economical trade. If not I would rather wait till you have at least $1000, markets could also be lower in a year, and paying more than 2% upfront on assumption they will be higher is to me not a worthwhile risk/return analysis.

Personally I would if practical change brokerages. $20 is huge, I pay $1.70 minimum or 0.08% with interactive brokers.

Quote from: Patrick on December 23, 2016, 12:10:55 pm

Personally I would if practical change brokerages. $20 is huge, I pay $1.70 minimum or 0.08% with interactive brokers.

I've looked at the website. What do you pays in fees? It shows that monthly fee is $20 pm? And you need $100k invested with them. How do you claim back your 15% dividend tax if the tax rate in USA is 30% on dividends?

Quote from: conradl on December 23, 2016, 03:03:42 pm

Quote from: Patrick on December 23, 2016, 12:10:55 pm

Personally I would if practical change brokerages. $20 is huge, I pay $1.70 minimum or 0.08% with interactive brokers.

I've looked at the website. What do you pays in fees? It shows that monthly fee is $20 pm? And you need $100k invested with them. How do you claim back your 15% dividend tax if the tax rate in USA is 30% on dividends?

If you have less than $100k invested then there's a minimum fee of $10 per month. Your trading costs are part of this, so if you trade for $6 a month, you'll need to pay an extra $4 at month end. If you have over $100k there's no monthly fee. I'm fortunate enough to be in this group. We have a double tax treaty with the USA, so you will only be taxed 15% on dividends. I don't know how it works because I just buy VWRD which has the tax taken off at source.

Quote from: Diabolix on January 04, 2017, 03:40:34 pm

Sorry for popping in while you guys are busy discussing dividends, but I was just wondering how did you go about starting to invest in that specific fund? Are you from the states or currently residing there?

Say for instance one wants to also invest in a specific Vanguard fund. How does one go about doing that?

Is the Vanguard fund listed via an ETF of sorts (for example this one: http://etfdb.com/etf/VWO/, which is the Vanguard FTSE Emerging Markets ETF which holds $44bil in assets)? If thats what you're looking for you can either use what Patrick uses to invest. I am using Standard Bank Webtrader and their fee is 0.2% per annum fee and $20 per trade. I don't know if there are other platforms that are as flexible but cheaper (fees are challenging)

If i understood the question correctly, all you need is to open a brokerage account that offers international stocks and ETFs. The ones I know are Standard Bank Webtrader (fees 0.25% pa - too high), ABSA Word Trader (fees 0.1% pa), Sanlam iTrade (fees 0,25% pa) and Saxo Bank (no fees - but minimum initial amount required by Saxo Bank is $10,000 but all the other guys require a minimum initial amount of $1,000). When you brokerage is up and running, you can simply transfer the money to the brokers bank account then you good to go. To buy Vanguard ETFs, just enter the name of the ETF you want to buy then click buy. That's just about it