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Somebody reading your thread?

http://www.biznews.com/retirement/2016/06/10/4-rule-retirement/

Yip, it actually refers to Patrick blog, I fikkie I is confused.

http://investorchallenge.co.za/can-you-retire-by-40/

Think SW summed it up very well - nice having it put in an SA context.  Of course, using the "spend only the dividend" approach also means you won't run out of capital, you never have to time when you sell, and, on the whole, dividends increase at a quicker rate than inflation. That being said, now that I am older, and marginally wiser, for tax reasons, a bit of both is probably best.

Time stamp on messages seems a little awry - above post was done at 12.38 today yet my computer clock says time is 11.38

Quote from: gcr on June 15, 2016, 11:37:59 am

Time stamp on messages seems a little awry - above post was done at 12.38 today yet my computer clock says time is 11.38

Sounds like a timezone misconfiguration on your pc. Perhaps even a daylight savings setting.


Sent from my iPhone using Tapatalk.

If you scroll up you will see the time stamp of your message and the time stamp of my message and they are different by about an hour. Nothing wrong with my time on my computer or clock in my study.

 

I could not handle the summer heat there. Much like Grootfontein and Kuruman except the Algarve has no rain in summer.
Most of the beaches are in coves and not accessible for old folk. Too steep to walk back up.
Northern Portugal is about 20% cheaper than the Algarve with food and housing but except for Porto, there are very few expats and few Portuguese understand English.
Food is about 4x more expensive in the UK and housing about 3x more expensive.

Some interesting facts while I'm here:
Portugal is the second highest consumer of wine in the world. For a tiny country that's heavy going.

Except for banks, most businesses work from 9 to 2 pm and from 5 to 8 pm. For this reason the pubs and restaurants only start filling up after 10 pm and close at 3 am. People take their kids and dogs for walks after midnight.

Portugal, Spain and Hungary have the lowest percentage of locals that understand English. About 25%. This will change as Portugal has now started English as a compulsory subject from grade 4. French was a compulsory subject for many years.

Portugal has the most sophisticated banking system in the world. They also have the most ATM's per capita  and are even found in residential areas.
Their Multibanco ATM's can be used for paying anything from fishing licenses, tax, foreign bank withdrawals etc. They even have Windows OS internet banking ATM's.

Since Portugal legalized personal marijuana use, the drug problem has ceased. You can openly smoke weed here but not many people do but I have seen some.

We do not have a fly problem here. In SA I had a protein bucket that caught hundreds of them to stop them from eating our braai vleis. Nada here.