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My retirement blog.

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Orca:
Long time no post.

We are still here in Tetbury Gloucestershire but on the verge of relocating to Gloucester.

Much has happened since our arrival that I will post on later.
Portugal is now a distant memory and on hindsite we should have just holidayed there. Cost of living was great but the lack of human interaction due to language was a slow torture.
My pension savings has all but gone after this pandemic. Lost about 60% so far with exchange rates.

My daughter is buying a house in Gloucester and it has 5 bedrooms. They have no children so me and wife will live on the ground floor that has 1 bedroom, lounge  WC and utility room with kitchenette.

I will do garden and house maintenance and my wife will do cleaning and washing.
We will only pay for utilities, wifi and council tax that is about £220.00 pm.

Our son in law is a chef and he insists on doing all the cooking at home and he is a phenomenal cook.😁

Till later.

bw:
you back!

Great to hear from you Orca.

Mr_Dividend:
Hi Orca - like you, have been hit hard. Will be happy to get what little cash I have left out SA. Will probably have to try find a bit of work, nothing serious, maybe part time. Looking at buying a narrowboat, live onboard and see the countryside for a couple of years.

House is now sold, so need to start packing! Going to kill me selling these shares at such a massive loss. But new country, good time to start rebuilding. Maybe I've learnt a little about putting together a share portfolio and might not make the same mistakes.

Orca:
I have also looked at buying a narrowboat but missus not biting. Looks like a cool lifestyle according to the youtube videos I'v been watching.
I am keeping all my money in SA as I think we will see a good recovery on the developing markets. Good luck with your new investments. My portfolio has more than halved but then we have been living off it for about 8 years now so I can't complain.

Houses are so expensive here with the average 2 bed going for £212 000.00. Wales is much cheaper than England though. My daughter was lucky as the property she bought was on sale for £229k and the Carona virus dropped it to £200k.

Mr_Dividend:
house prices are so dependent on the region! We did research Derby - in a decent area a small 2 bed can be picked up for £120,000 or so. Looks like a nice town with a few things going for it.

But a couple of years on a narrowboat look like it could be fun and a bit of adventure - £40 - £50k seems to get you a decent one that shouldn't sink in the first mile or so. Winters though might be a bit tough, will probably be in a Marina, at least for the first one.

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