I thin Patrick is refering to this blog post,
http://investorchallenge.co.za/those-fees-are-blatantly-robbing-you/I was/am in much the same boat as you, except for still being in SA.
I have taken some of my funds out of my AG BF and bought share with it. Split between single shares and index funds like Satrix and DBX trackers.
Also still have the following funds, some will be used to purchase more stocks, some I cant really touch and some will be used to
do the 30K a year tax free saving account/fund/vehicle/thingy, that will hopefully come into effect 1 March.
AG Balance Fund
AG Provident Preservation Fund
Nedgroup Global Feeder Fund.
Small Stanlib RA
Small Momentum RA
Just remember that you don't have to do a "All or nothing", I like having the funds but, I don't like having just funds. Anyhow thats
just my opinion.
