Recent Posts

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Shares / Re: My retirement blog.
« Last post by Mr_Dividend on April 23, 2019, 07:00:43 pm »
Hi GCR - have looked into camper vans - look like a lot of fun and definitely want to give it a try sometime. Also looked at the static caravans - site fees are often a fair amount though.  Still a ways to go - finished painting, now getting rid of stuff - going to car boot sales.
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Shares / Re: My retirement blog.
« Last post by Orca on April 23, 2019, 12:40:33 pm »
Caravaning and camping is exceptionally popular in the UK especially so in Wales. We were looking to buy a sited static caravan to live permanently in but unfortunately getting a bank loan is not the same as a mortgage but rather a car or boat. Ten percent deposit and payments over 5 or so years.

They are double glazed and fully furnished with 2 or 3 bedrooms and central heating. Most are located on beachfront property or river parks. The ground is not yours though. http://www.cardiganbay.co.uk/static-caravans-for-sale-wales.asp 
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Shares / Re: My retirement blog.
« Last post by gcr on April 23, 2019, 11:52:34 am »
Mr D - why would you not consider a camper. Would not travelling and airbnb not prove more expensive?
With a camper at least you could go where you wanted to go - in search of an ideal location, also once you have finished your travels with the camper you can always sell it. I understand the camping sites are quite well run/maintained not at all like the American Trailer Parks :LHST:
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Shares / Re: My retirement blog.
« Last post by Mr_Dividend on April 23, 2019, 07:35:11 am »
Our ideal place to live would be on the south coast - but all pretty expensive to buy. But rentals not too bad in Eastbourne and Margate. But closer to you, Stoke-on-Trent has some very cheap houses (mainly terraced) but have no clue what the area is like, would have to rent for a bit and see what it was like. We actually planning to travel around the UK for the first 6 months or so just to get a feel for certain areas - airbnb to airbnb.
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Off topic / Re: Live chat
« Last post by Orca on April 22, 2019, 05:18:11 pm »
Trading activities = 1

Cost of Sales: Stock moved for the year.

Opening stocks plus purchases less closing stock. Fill this amount in COS.

Sales: Total stocks sold as per broker IRP year end note.

That's it. The SARS programme will do the rest. Expenses are not recorded as the brokers note uses the "Due by you" and "Due to you" amounts that already incorporates the expenses. Simple.



 
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Off topic / Re: Live chat
« Last post by XXXXX on April 22, 2019, 12:28:08 pm »
Hi everyone just like some advise, I trade Us stocks only and only trade short to medium term.  How would you actually go about, declaring the profits to SARS, what form do you need to fill in, can you do it on your efilling? Do you declare it quarterly or annually? There is not allot of info on how to do this on the net and the last thing I need is to get into trouble with SARS.

Declared annually on your IT 12 income tax return via EFiling
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Shares / Re: My retirement blog.
« Last post by Orca on April 20, 2019, 08:25:01 pm »
Waiting for confirmation that CML will respond to the BB and specifically to the middle 20 SMA.

Yes. The scenery in the UK is very similar to the best of Europe. The cost of housing is another story altogether. Let me explain.

I have attached a pic of the type of housing I am referring to. They are not council houses but in a category just above them. Developers normally build new builds here and put them on the market for sale. The state or council will buy some cheaper houses and offer them to families on benefits at low rentals. They in turn can buy them from the council. They can be recognised by the unkempt gardens and car wrecks in the yards. We have them here too and the houses look good but the yards are filthy.

This is a rental home of 3 bedrooms.
Rental 750.00 pm 
Utilities 150.00 pm
Council Tax 195.00 pm
Total 1 095.00

That is about R 20 000.00 pm if you earn Rands as I do. That is just above entry class homes.

This pic was taken a few minutes ago from our little garden.

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Shares / Re: My retirement blog.
« Last post by Patrick on April 20, 2019, 08:13:14 pm »
So many beautiful places in the world, I think it's great that you're exploring another.
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Shares / Re: My retirement blog.
« Last post by Mr_Dividend on April 20, 2019, 03:17:57 pm »
I always think the English downplay how gorgeous much of their countryside is, not sure if they just being polite or they hoping to keep immigrants out! Photos from my trip last year around the South.
BTW you were not tempted to reenter your old friend, CML, at R40 or so?
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Shares / Re: My retirement blog.
« Last post by Orca on April 19, 2019, 10:31:39 pm »
Preparing to relocate to foreign shores is exiting. New country. Foreign language, strange food and new custom is something to look forward to albeit with some uncertainty.

Arrival and setting up a new home was just as exiting but the next few months of red tape was frustrating. When this was done the new journey began. Exploring the new location, country and food puts one on a high of sorts and is rejuvenating. We found our utopia at last. Or so we thought.

It soon wore off as we could not communicate with people our age as they spoke no English. The food got boring and we missed good old baked beans, fish n chips, ox tail stew, chutney and sweet chilli sauce.

Long story short. We upped and relocated to the UK and living in Wales. We have been here for a month as our home in the Cotswold is not yet ready.

From the day we landed here we felt that we have arrived at home. This is where we belong. This quaint village of Wyesham is nestled in the valley of Forest of Dean. Luscious green hills and dales lined with forests and sheep farms with Hobbit homes. A Harry Potter scene.

Our neighbours speak English to us and we can go to the library at long last. We can understand what food we are buying.

I knew I had made the right decision when I saw my wife staring out the window at the pretty snow clad hills and she had a continuous smile on her face. 

 

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