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Messages - tmsf12

Pages: [1] 2
1
Off topic / Re: Live chat
« on: October 18, 2018, 12:59:59 pm »
Quote from: Orca on October 18, 2018, 10:53:00 am
To access my e filing do I need Adobe Reader or Adobe Flash Player?

Adobe Flash Player
I don't use Adobe Reader and I was able to complete my e-filing.  I think I used Chrome because the site may have issues with Firefox.

Foxit Reader is a good alternative to Acrobat Reader.

2
The Investor Challenge / Re: Blog post: You don’t earn nearly as much as you think you do!
« on: February 17, 2016, 12:36:24 pm »
I've done this calculation in the past but I never thought to include the ancillary costs.  This helps to curb spending when looking at purchasing decisions in number of work hours.

I think Mike's WIRE calculation may need some adjusting... the lunch cost should not be included because it's a neccessity and not something he does due to his job.

3
Shares / Re: Easy Equities, any opinions?
« on: January 14, 2016, 09:35:36 am »
Quote
All you need to do is... Connect with us via social media
:mad:

4
Off topic / Re: Live chat
« on: December 10, 2015, 03:44:09 pm »
Wow, nice sell off, just in time to fill your xmas stockings :)
Very interesting, SABMiller and Capital&Counties making new highs.

5
Shares / Re: Mediclinic - Al Noor merger
« on: December 02, 2015, 11:07:34 am »
Any thoughts on the repurchase vs exchange option?

6
Shares / Re: Flexianalysis
« on: November 17, 2015, 01:48:22 pm »
I'd be interested in CLS, WHL, MRP, FBR, APN, ARL
Throw in some fundamental analysis too.

7
Shares / Re: What to do with some extra cash?
« on: October 29, 2015, 11:50:51 am »
If it was my money, I would do (and have done) what Patrick recommended above.  Living debt-free is 8)

8
Shares / Re: What to do with some extra cash?
« on: October 29, 2015, 10:38:02 am »
Quote from: Patrick on October 29, 2015, 10:18:31 am
R30k per person, so wife and kids help

I didn't see the OP mention a family.  Does this count as insider trading?   :))

9
Shares / Re: What to do with some extra cash?
« on: October 29, 2015, 09:08:49 am »
The maximum amount that you can contribute to your pension/provident/RA (in total) is 15% of your gross income.
15% of R450 000 = R67 500

You also said:
Quote
Just R200,000 in a TFSA.

Your annual limit for a TFSA is R30k.  You will be taxed (40%) for going over that limit.

10
Off topic / Re: Live chat
« on: October 26, 2015, 02:05:14 pm »
What just happened to BBET40?

Date              PDT   Price   Volume
26/10 13:32   AT   5451   2,361
26/10 13:21   AT   6740   2
26/10 12:45   AT   8430   60
26/10 12:39   AT   8450   9
26/10 12:37   AT   5450   300

11
Shares / Re: Choosing an annuity
« on: October 12, 2015, 09:01:42 am »
Have a look at the RA products being offered by FSP's.

This is from Sanlam's FAQ: https://www.sanlam.co.za/personal/retirement/savingforretirement/Pages/sanlam-retirement-annuity.aspx
Quote
A Retirement Annuity is an effective way to save for retirement because:

Your savings provide you with an income in your retirement years
When you retire, you may take up to one third of your accumulated savings in a cash lump sum. The rest is used to provide you with a monthly income.
You save tax
Your retirement annuity contributions reduce your taxable income up to certain limits: part of your contributions come from tax savings, which means that the South African Revenue Service (SARS) is actually paying a part of your retirement savings. Another big tax advantage is that the growth on your investment is tax free.
Your savings are protected from your creditors
Your retirement savings are safe irrespective of any personal financial loss you may suffer. This ensures that your savings will be available when it is most needed and for what it is intended - the provision of your retirement income.

12
Shares / Re: Choosing an annuity
« on: October 12, 2015, 08:33:15 am »
A huge benefit of a RA is that your contributions are tax free (max 15% of salary).  When you retire you would then pay tax on the monthly withdrawal at a lower tax rate.
So you defer your tax payment to post retirement.

Your situation is a bit more complicated since you work abroad and probably don't pay taxes to SARS.

13
Shares / Re: Balwin Properties
« on: October 05, 2015, 11:08:28 am »
Thanks Fawkes85.

Quote
The Pre-listing Statement of Balwin dated 1 October 2015 is not an invitation to the public to subscribe for Ordinary
Shares in Balwin

Does this mean that the public can only buy shares once they are listed on the 15th of October? 
Of the recent new listings, this looks more attractive than Sygnia.

14
Shares / Re: Sygnia - Could this be the next Coronation?
« on: October 01, 2015, 12:21:42 pm »
What should one consider regarding the tax implications of participating in this IPO? 
Does the 3 year rule still apply in determining if you are a trader/investor (income tax/capital gains tax) ?

15
Shares / Re: Share investing clockwork
« on: September 25, 2015, 04:11:42 pm »
http://www.psg.co.za//support/tutorials
http://www.investopedia.com/university/stocks

Hope this helps you to win your argument  :whistle:


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