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Messages - erwintwr

Pages: 1 [2] 3 4 ... 7
16
Shares / Junk Status - how to prepare
« on: May 26, 2016, 01:01:36 pm »
hi guys

i did search on the forum a bit, but it doesn't seem like there is a thread directly related to this.

asssuming most of you did your research already, but what will be the best / ? safest investment ETF to carry you through the junk status?


i know some local shares and thus ETF's coupled to them might stick through a junk rating, but i dont want to do the long term thing only to discover 2/3 years down the line that we are not going to recover :(


currently i am into the following ETF's :

DIVTRX +- 60%
then equally divided:
STXIND
DBXUS
DBXWD
STXFIN
PTXTEN
PTXSPY


what sectors will be hurt the most on a junk rating?

my feeling is to just jump ship onto DBXUS / DBXWD, as i dont think the USD/ZAR will ever recover with a bad rating..

sigh.... zuma fail


Thx fuys

17
Shares / Re: My retirement blog.
« on: May 19, 2016, 06:54:32 pm »
must be such a pain to stay in a country that does the  following to your electricity supply  :'(

Portugal Just Powered Itself Exclusively on Renewable Energy for Four Whole Days


http://gizmodo.com/portugal-just-powered-itself-exclusively-on-renewable-e-1777511231?utm_campaign=socialflow_gizmodo_facebook&utm_source=gizmodo_facebook&utm_medium=socialflow

18
Off topic / Re: Transferring money overseas, any tips?
« on: May 13, 2016, 12:10:14 pm »
Hi Patrick


any updates on this?   Think you wanted to make a blog post about the process as well.



apologies if i overlooked it somewhere :o

19
Shares / Re: Financial independence - Calculator ( Covering TFSA / Equity and RA)
« on: March 08, 2016, 04:31:51 pm »
Update to version 4.1(8/03/2016)
* Added the latest tax tables (note that tax tables for future years is automatically adjusted based on a 10 year average.)
* improved the CGT formulae to allow adapting to future tax changes (latest tax change moved the previous 33% up to 40%)

*pending - still to Add the RA contribution limit ( there is an annual amount after which the tax benefit doesn't apply on a RA)

20
Off topic / Re: Investment in whisky outpacing Commodity and Equity assets
« on: February 11, 2016, 04:02:08 pm »
Quote from: Moneypenny on February 10, 2016, 08:46:00 am
No-brainer :D



http://www.bloomberg.com/news/articles/2016-02-05/drown-your-oil-gold-and-equities-sorrows-with-a-whisky-chart
 

*runs off to Makro to buy a few bottles before SONA*

**makes note not to down the bottles during SONA*

21
Off topic / Live chat
« on: February 11, 2016, 04:00:22 pm »
hmmm hint hint what did you buy? i made 13% on gold today ( SGL/ HAR/ ANG / GFI), but decided not to push it while markets is closed.

22
Shares / Re: Harmony (HAR)
« on: January 28, 2016, 08:55:03 am »
Quote from: jaDEB on January 28, 2016, 08:50:11 am
26 Nov Rand/$ - R14.33
Now - R16.44

I fink Zuma did help them  :-*

heheheh  :'(  he helped DRD as well


ahhhhhhhh yes - thought that graph look very  familiar.  matches the ZAR -> USD graph closely.  If only i knew that zuma was going to help them   :wall:

23
Shares / Re: Harmony (HAR)
« on: January 28, 2016, 08:09:12 am »
Yikes!

does anybody know. what the heck happened here?

26 Nov it was at R9.21, now it is 280% higher at R32.95 (60 days)
Not Even Zuma gave it a bump :o


24
Shares / Re: Where to put some money i just got
« on: January 21, 2016, 02:40:16 pm »
Quote from: jaDEB on January 21, 2016, 01:57:54 pm
On the other hand Darren, there is currently a fire sale going on. How much lower the prices will go I have no idea. But I am sure there is some bargains out there.

Please note however if you go to http://investorchallenge.co.za/ , you will see I am currently last.

so just DONT put it in LONMIN :P  :))

25
Shares / Re: Sell everything ahead of stock market crash, say RBS economists
« on: January 13, 2016, 12:29:04 pm »
Quote from: Patrick on January 13, 2016, 11:48:20 am
Quote from: jaDEB on January 13, 2016, 09:37:52 am
They should have told you that last year, not now that the markets / China / Oil / LON - frikkin everything is down.
Yes, around April would have been nice. They could have also mentioned that we'd want to convert our rand to dollars  :wall:

yes looking glass would have been great.

My big balls up last year - new investor jitters - when China gave issues in August i decided to pull all investments. then 10 days later to reinvest in the same shares.

keeping track of both portfolios before and after sell - currently sitting at 60k loss :( :(

where is that time machine

26
Shares / FREE MONEY!
« on: January 13, 2016, 12:10:07 pm »
just an update - if you have any friends that might be willing to try share investing.

EE has an advertising campaign running this week - when you register an account, you get a share of R100,000 which you can invest as you please.

http://www.ee123.co.za/


really really nice.


unfortunately not available for existing investors.

27
Shares / Re: My retirement blog.
« on: January 12, 2016, 04:51:33 pm »
Quote from: Orca on January 12, 2016, 04:40:49 pm
Yes, we have traveled a bit. Been to Spain and the UK but will have to wait a while for the markets to recover as we want to meet our kids in Prague for a summer holiday. Too much rain here in winter.
Our flights to the UK and back were for free as the carrier never deducted the fee off my credit card.  O:-)
That was 4 months ago.
The UK was beautiful but sooo expensive. Meat and wine is about 4 X more expensive than here so no more UK.


Free flights will certainly help my travel plans! :D
can you maybe borrow me that golden credit card of yours? ;)



isnt Prague and portugal on the same hemisphere thus same time winter?

28
Shares / Re: My retirement blog.
« on: January 12, 2016, 02:49:38 pm »
ah ok understood :)

yes getting to know a new market is not the easiest of things.

the thing i overlooked in your previous post : €100 a month less - that is actually a crapload in rand terms!

Thank you for keeping us updated otherwise!

Do you by any chance plan to travel a bit around the area/europe? or will that be out of budget.

29
Shares / Re: My retirement blog.
« on: January 12, 2016, 11:04:59 am »
Quote from: Orca on January 09, 2016, 11:33:49 pm
An update. Have to find a cheaper country to go to due to the demise of the ZAR and is really hurting me now.
Decided on Cyprus. Although I have tax exemption here in Portugal for 10 years, Cyprus has a tax threshold of €29 500.00.
I will never get near that so will never pay tax.
Rental properties there are on average €100 cheaper than here in Portugal. A sea view 2 bed apartment goes for under R5k and it is furnished and has air-conditioner and under floor heating. The plus factor is that they drive on the same side of the road as SA.
http://www.horizonpropertyshop.com/search-results/page/2/?status=long-term-rentals-paphos&location=any&type=any&bedrooms=2&min-price=any&max-price=any&ref_number

Hi Orca

care to elaborate a bit on your current portfolio or plans?

EG is your investments still in SA, and you are selling a portion off to survive?

thus moving to Cypus wont make a difference - unless you find a way to transfer /invest the whole portfolio in an EU market somewhere? or am i missing the boat here?


Thx

30
Shares / Re: Mr Div's CFD diary :: How to loose R25K in a few easy steps
« on: January 04, 2016, 10:50:17 am »
maybe drop in for a quick "short" tomorrow morning?

http://profit.ndtv.com/news/economy/article-china-halts-trading-after-shares-slide-7-1261899




/ yes i am extremely bad at giving trading advice :P

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