Share Forum - Discuss JSE shares and join the Investor Challenge

Flats: R300K Max to convert - rented out @ R500 per night every weekend = R104K Call it R80K after expenses.

Shares: Return on R300k around R15K per year from dividends

Capital Growth:

Flat: Lets say it doubles after 10 years so R600K

Shares: Double every 5 years so R1.2mill

I would imagine that dividends generally stay fairly consistent percentage wise, so the 15k could be 30k after 5 years, and 60k after 10. Might change the way the numbers look.

I used to always buy the satrix indi, and it's done very well for me. Lately I've been buying 50% satrix indi, 50% eRafi indi. Does pretty much the same, and I like the balance between the two.

Just keep your fees as low as possible, and when you're only buying once, that means make sure there are no monthly or yearly admin fees. For R20 000 don't even bother looking around, just go to https://www.easyequities.co.za/

Thanks all.

I looked at ETFSA, but they're too expensive for my taste. Here's their published fees:

Rate per annum
Financial Adviser and Portfolio Management Fees            0,5% (incl. VAT)
Administration and Custody Fees                        0,5% (incl. VAT)

In addition, the transaction fees applicable to the purchase and sale of the ETF securities will be borne by the investor.  This fee amounts to 0,1% of the value of the transaction, plus any handling, settlement and JSE/STRATE charges, which fees are “bulked” amongst all investors and therefore likely to be negligible.

The 0.1% per transaction is lower than easy equities, but the 0.5% + 0.5% doesn't exist on EE making it far cheaper in the long run.

Hi Ntshizat, how long do you want to put it away for? Are you putting any money into a tax free savings account yet? If you aren't that's a good option for the long term. Some details here: http://investorchallenge.co.za/lets-all-be-guilty-of-tax-avoidanc

Anyone know what a brokers trustee fee is? I have the following lines on my account and I don't know what they're for. It's not for an admin fee as that one is called ADMIN FEES. Could it be related to the interest perhaps, as the amount changes depending on how much interest I pay. Anyone?
2015-04-30 JOURNAL GROSS INTEREST 15/03/28-15/04/30 R1,690.54CR R5,054.01CR
2015-04-30 JOURNAL BROKER TRUSTEES FEE R256.05DR R4,797.96CR
2015-04-30 JOURNAL VAT @ 14,00% R35.85DR R4,762.11CR

The eRafi ETFs have some of the lowest costs out. I've recently bought a chunk of eRafi IND as a way to dilute the STXIND's very high Naspers holding. The RAFIND does have 25% MTN, higher than I'd like in that counteer, but it balances out with my STXIND.

According to studies taken, RAFI type funds generally out perform regularly weighted funds by 2.5% over time.

ECSP6 101.64 cents - LDT: 8 May 2015

@moneypenny, usually takes 15 minutes, I can see your sale of CND.