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As far back as I can remember, there has always been a fight. Say you had 1 million, should you pay off your bond or invest it in an ETF like the STXIND?
The question is actually would you save more in interest settling your bond than what you would get in growth if you went the shares way.

Patrick, actually you are wrong. There is a big component that you are missing. You can't compare apples with apples. Somebody mentioned earlier in this forum about "probably due to the price fluctuation. Rand cost averaging". Remember, over a 3 year period you will via your monthly purchases, buy the dips. That would give you more bang for your buck as you are purchasing in those dips giving you more "shares" in the ETF for the same amount of money.

In those dips, the lump sum option will actually lose money and will most probably make it back once the market rises again, but the monthly oke got more out of that dip.

What I do agree with you is that the table is not correct. The comparison should be between a lump sum of R10800 and doing it monthly to a total of R10800 with R300 increments.

Of course there is another component that will mess all this up. Dividends. Let's say the lump sum oke got 1000 shares for his R10800 on day one and of course he gets dividends on 1000 shares for a period of 3 years. The monthly oke starts with, aaaaa, let say R300 and has 50 shares. Hmmmm thinking of this the monthly oke might start small but will have more shares at the end than the lump sum oke. So the month oke should earn more dividends towards the end.

Dem it would be nice to unravel this precisely with true blue information. Any volunteers?

Look at the 3 year entry in the table. Massive difference!

Ja I have checked there but I can't see dividends per ETF.

Guys where can I get a list of all the ETF's in South Africa that shows the best dividend paying ETF? I can find a list for shares but not for ETF's.

Why buying expensive shares are not necessarily a good thing.

I have here 2 shares from the current leaders stack.

CPI    CAPITEC BANK HLDGS LTD    338    17695    22300    26.02%    R75,374.00    12.89%
NPN    NASPERS LTD -N-                   248    100650    122000    21.21%    R302,560.00    51.76%

Lets look at this a bit closer.
CPI - Capital layout = 338 x R176.95 = R59809.10
CPI - Profit = R223.00 - 176.95 = R46.05 x 338 = R15564.90
So for an exposure of +- 60 grand you made +- 15 grand

NPN - Capital layout = 248 x R1006.50 = R 249 612.00
NPN - Profit = R1220.00 - 1006.50 = R213.50 x 248 = R52948.00
So for an exposure of +- 250 grand you made +- 53 grand

The question - Is it worth buying the very expensive shares? If this user had stuck his 250 grand into the cheaper share he would have made a total of 5 times more money +- 77 grand instead of 15 + 53 = 68 grand

That is a 9 grand difference. Both shares are good shares.

Makes me wonder if you should have a high and low price. Under a certain price you have risk and over a certain price you have profit issues if I can put it that way.

Isn't it strange how so many ETF's beat stock picking? Makes you wonder if trading single stocks is really the way to go.

Hey Patrick, next year you expand the competition and throw up a ETF section. Let's see who reads the ETF's correctly. In any case, I have a suspicion that fund managers buy a lot of ETF's instead of direct shares to negate risk.

While we are on this subject. Do any of your charts allow you to add a Moving Average to your RSI indicator?