46
Off topic / Re: Live chat
« on: April 08, 2019, 02:14:31 pm »
Thanks. 
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47
Off topic / Re: Live chat
« on: April 08, 2019, 12:42:23 pm »
My Reuters charting has disappeared. Anyone have free charting website? jaDEB, I know you have.
48
Shares / Re: My retirement blog.
« on: April 07, 2019, 01:02:01 pm »
Just some feedback from my daughter's application for Settled Status. She has been in the UK for 10 years.
She downloaded the "EU EXIT" app from Google Play Store to her phone. The instructions are very simple to follow and even has pictures. It took less than 10 minutes to upload her passport and other documents were not required as the system picked up her presence over the years on the NHS and tax history.
It then directed her to the "Application" website that can be done on the same phone or a laptop. After answering a few questions, she posted it. It is free of charge and no questions are asked about finances or medical insurance.
Two days later an email arrived to state that she was granted Settled Status. The email in itself is not proof of status but a link provided shows her status on the GOV.UK website. Employers and government officials use this link to check for status.
Bear in mind that this is only available to EU members and their non EU family. Non EU applicants must use the UK domestic immigration laws that are so frustrating and expensive.
She downloaded the "EU EXIT" app from Google Play Store to her phone. The instructions are very simple to follow and even has pictures. It took less than 10 minutes to upload her passport and other documents were not required as the system picked up her presence over the years on the NHS and tax history.
It then directed her to the "Application" website that can be done on the same phone or a laptop. After answering a few questions, she posted it. It is free of charge and no questions are asked about finances or medical insurance.
Two days later an email arrived to state that she was granted Settled Status. The email in itself is not proof of status but a link provided shows her status on the GOV.UK website. Employers and government officials use this link to check for status.
Bear in mind that this is only available to EU members and their non EU family. Non EU applicants must use the UK domestic immigration laws that are so frustrating and expensive.
49
Shares / Readjusting portfolio.
« on: April 03, 2019, 10:07:44 pm »
With the ALSI in an upturn since the start of the year at long last it may be time to readjust one's portfolio.
I have neglected doing research over the past 5 years and just let my stocks slide so I must do something to keep a roof over my head.
STXIND has revived after a long slumber. We all must recall that she was the best performing ETF for many, many years doing a consistent 30%+ pa. Seems she will or is determined to get her status back and doing fine as of late. My first stable pick.
CML my old favourite stock for years and without her I would never have been able to retire early has at long last also revived. For the past 2 months she has once again been obeying the Bollinger Bands and the 20 SMA as she did for many years.
The performance of the ALSI has aided in this and if it continues for another month then CML will once again be as predictable as she always was. At this stage she has pushed above the upper BB and needs to get back to the 20 SMA.
These are my 2 picks and will wait for some retractment before buying.
I have neglected doing research over the past 5 years and just let my stocks slide so I must do something to keep a roof over my head.
STXIND has revived after a long slumber. We all must recall that she was the best performing ETF for many, many years doing a consistent 30%+ pa. Seems she will or is determined to get her status back and doing fine as of late. My first stable pick.
CML my old favourite stock for years and without her I would never have been able to retire early has at long last also revived. For the past 2 months she has once again been obeying the Bollinger Bands and the 20 SMA as she did for many years.
The performance of the ALSI has aided in this and if it continues for another month then CML will once again be as predictable as she always was. At this stage she has pushed above the upper BB and needs to get back to the 20 SMA.
These are my 2 picks and will wait for some retractment before buying.
51
Shares / Re: My retirement blog.
« on: April 02, 2019, 08:41:17 am »
Here is an email I received from HO yesterday:
HOME OFFICE
1 April 2019
To over 3.5 million EU citizens who have made the UK their home: you are our friends, our neighbours and our colleagues, and our country is all the better for it.
Whilst our future relationship with the EU is uncertain and I understand the anxiety this may cause, I want you to know how much we want you to stay regardless of whether the UK leaves the EU with or without a deal.
EU Settlement Scheme fully open
The EU Settlement Scheme is now officially open. This means that the rights you and your family currently have, including access to employment, healthcare, benefits and pensions, are protected – so you can continue to live your lives as you do now. After a successful launch on Saturday, more than 50,000 applications were made over the weekend. This brings the total number of applications to over 280,000.
Applying to the EU Settlement Scheme is completely free, and the Home Office’s aim is to make it as simple and straightforward as possible. All you need to do is complete a three-step application with a laptop, tablet or mobile device to prove your identity, confirm you live in the UK and declare any criminal convictions.
Let me be clear, we are looking for reasons to grant people status and we want everyone to get the status they are eligible to receive.
Support for everyone
As Home Secretary, I’m determined that no-one is left behind. That is why up to £9m has been made available for supporting more vulnerable people, whether they are homeless, elderly, disabled or unaware of the Scheme so far, to make an application. For those without access to a computer, or lacking the skills or confidence to use one, there will be assistance available in Assisted Digital locations across the country.
The Scheme has already been thoroughly tested. Nearly four out of five of those who have applied did not need to provide any additional evidence or send in their documents for checking.
There are now multiple routes for providing an identity document. For example, you can use the ID Document Check app from the comfort of your own home, post your document to us, or visit one of the many locations where documents can be scanned and verified. We have 1,500 specially trained staff on hand to assess your application.
ID check app on Apple devices
I know many of you will have read that it is currently not possible to use the ID document check app to verify identity on Apple devices. I’ve had numerous conversations with Apple at the highest levels to ensure everyone can use the app. Together we’ve been working hard to find a solution that will allow the app to work on their devices. I’m pleased to confirm that Apple will be making the necessary changes and the app will be working on their mobile and tablet devices by the end of the year.
We’re committed to ensuring that people in every corner of the UK know what they need to do to secure their status. A £3.75m nationwide marketing campaign is encouraging people to apply now, and you may have already seen the adverts in your local area.
We have worked hard to ensure this Scheme provides EU citizens with the certainty they want, and we are confident that it will be a success.
Please do make sure your EU citizen friends and family know about the Scheme. To find out more go to GOV.UK.
Yours sincerely,
Rt Hon Sajid Javid
HOME OFFICE
1 April 2019
To over 3.5 million EU citizens who have made the UK their home: you are our friends, our neighbours and our colleagues, and our country is all the better for it.
Whilst our future relationship with the EU is uncertain and I understand the anxiety this may cause, I want you to know how much we want you to stay regardless of whether the UK leaves the EU with or without a deal.
EU Settlement Scheme fully open
The EU Settlement Scheme is now officially open. This means that the rights you and your family currently have, including access to employment, healthcare, benefits and pensions, are protected – so you can continue to live your lives as you do now. After a successful launch on Saturday, more than 50,000 applications were made over the weekend. This brings the total number of applications to over 280,000.
Applying to the EU Settlement Scheme is completely free, and the Home Office’s aim is to make it as simple and straightforward as possible. All you need to do is complete a three-step application with a laptop, tablet or mobile device to prove your identity, confirm you live in the UK and declare any criminal convictions.
Let me be clear, we are looking for reasons to grant people status and we want everyone to get the status they are eligible to receive.
Support for everyone
As Home Secretary, I’m determined that no-one is left behind. That is why up to £9m has been made available for supporting more vulnerable people, whether they are homeless, elderly, disabled or unaware of the Scheme so far, to make an application. For those without access to a computer, or lacking the skills or confidence to use one, there will be assistance available in Assisted Digital locations across the country.
The Scheme has already been thoroughly tested. Nearly four out of five of those who have applied did not need to provide any additional evidence or send in their documents for checking.
There are now multiple routes for providing an identity document. For example, you can use the ID Document Check app from the comfort of your own home, post your document to us, or visit one of the many locations where documents can be scanned and verified. We have 1,500 specially trained staff on hand to assess your application.
ID check app on Apple devices
I know many of you will have read that it is currently not possible to use the ID document check app to verify identity on Apple devices. I’ve had numerous conversations with Apple at the highest levels to ensure everyone can use the app. Together we’ve been working hard to find a solution that will allow the app to work on their devices. I’m pleased to confirm that Apple will be making the necessary changes and the app will be working on their mobile and tablet devices by the end of the year.
We’re committed to ensuring that people in every corner of the UK know what they need to do to secure their status. A £3.75m nationwide marketing campaign is encouraging people to apply now, and you may have already seen the adverts in your local area.
We have worked hard to ensure this Scheme provides EU citizens with the certainty they want, and we are confident that it will be a success.
Please do make sure your EU citizen friends and family know about the Scheme. To find out more go to GOV.UK.
Yours sincerely,
Rt Hon Sajid Javid
52
Shares / Re: My retirement blog.
« on: April 01, 2019, 07:14:30 pm »
No Mr Divi. My SA wife was issued with an Article 10 Residency Card in Portugal due to my Finnish citizenship and the card can be used in lieu of a visa for any EU member state.
Check if you need a visa. https://www.gov.uk/check-uk-visa/y/south-africa
No matter if you choose "tourism" or "long stay" it says that she does not need a visa. EasyJet and UK customs and immigration did not know this. This makes it impossible for my wife to get a visa as the website will not allow it yet the staff knew better.
It is important to know that an Article 10 RC is issued under EU regulations and only applies to the spouse of an EU country citizen when settling in an EU country of which the citizen is not a national of.
For instance, if you are a Portuguese citizen and bring your wife to Portugal then she will be issued with a Residency Permit under the Portuguese Domestic Law and not an EU regulated Residency Card. The Permit is only valid within Portugal.
Should you relocate to Spain then she would be issued with the Article 10 Residency Card under EU Law.
Check if you need a visa. https://www.gov.uk/check-uk-visa/y/south-africa
No matter if you choose "tourism" or "long stay" it says that she does not need a visa. EasyJet and UK customs and immigration did not know this. This makes it impossible for my wife to get a visa as the website will not allow it yet the staff knew better.
It is important to know that an Article 10 RC is issued under EU regulations and only applies to the spouse of an EU country citizen when settling in an EU country of which the citizen is not a national of.
For instance, if you are a Portuguese citizen and bring your wife to Portugal then she will be issued with a Residency Permit under the Portuguese Domestic Law and not an EU regulated Residency Card. The Permit is only valid within Portugal.
Should you relocate to Spain then she would be issued with the Article 10 Residency Card under EU Law.
54
Shares / Re: My retirement blog.
« on: March 27, 2019, 10:51:59 pm »
Thanks captain for the heads up. We eventually abandoned our appliances and furnishings in Portugal and left for the UK. The landlord's wife came to check and was very happy to accept the apartment as is.
EasyJet staff at Porto airport almost refused my wife to board the flight as she had no visa and it took me 45 minutes of arguing before they phoned the UK head office and let us through customs. EasyJet is just a glorified taxi service with no idea of immigration regulations with staff on minimum wage.
Arrival in Bristol was just as bad. The black clad customs official reminded me of the Nazi SS Gestapo who also would not allow her in. Took me another 30 minutes of arguing until he went to his superiors to hopefully confirm his decision but came back only to say "Enjoy your stay".
Now we are in Monmouth Wales with our eldest daughter waiting for our home purchase in Cirencester to finalise. It has been 5 full months so far and seems never ending. Our 2 large suitcases have been delivered to our other daughter in Cirencester at last after some sweat.
Our kids have clubbed in and bought us a beautiful bedroom suite with bedding, curtains and all one would need in a bedroom. So sweet of them.
Our investments are bad but not yet in dire straights but should SA be downgraded we will certainly feel the pinch and no more nightly tipples and restaurants for us. The UK is very expensive as it is compared to Portugal. We will prevail no matter what.
The red tape will begin soon once again.
EasyJet staff at Porto airport almost refused my wife to board the flight as she had no visa and it took me 45 minutes of arguing before they phoned the UK head office and let us through customs. EasyJet is just a glorified taxi service with no idea of immigration regulations with staff on minimum wage.
Arrival in Bristol was just as bad. The black clad customs official reminded me of the Nazi SS Gestapo who also would not allow her in. Took me another 30 minutes of arguing until he went to his superiors to hopefully confirm his decision but came back only to say "Enjoy your stay".
Now we are in Monmouth Wales with our eldest daughter waiting for our home purchase in Cirencester to finalise. It has been 5 full months so far and seems never ending. Our 2 large suitcases have been delivered to our other daughter in Cirencester at last after some sweat.
Our kids have clubbed in and bought us a beautiful bedroom suite with bedding, curtains and all one would need in a bedroom. So sweet of them.
Our investments are bad but not yet in dire straights but should SA be downgraded we will certainly feel the pinch and no more nightly tipples and restaurants for us. The UK is very expensive as it is compared to Portugal. We will prevail no matter what.
The red tape will begin soon once again.
55
Off topic / Re: Live chat
« on: March 08, 2019, 10:11:20 am »
Nationalising the Reserve Bank is already known so it must be pricing it in now. International best practice is for the state to own central banks anyway. The weakening zar is now mostly due to the electricity price increase and the strengthening of the dollar.
56
Shares / Re: My retirement blog.
« on: March 05, 2019, 10:46:41 pm »
The stress has started once again. Moving countries twice in just over 4 years is taxing and the first one was severe enough.
We sold all our SA belongings to come to Portugal and had to re equip our home here only to sell it all again at rock bottom prices.
Finding movers was stressful as they charge from € 720 to € 2 000.00 for the same amount of stuff. We eventually found it cheaper to sell our appliances and not use Home Movers. Baggage Forwarding is so much cheaper at € 40 per 40 kg door to door. Not much more than baggage on flights but then it is not door to door and has a 23 to 30 kg weight restriction.
We are now packed for the pickup. No TV. No appliances so camping out here waiting for our flight out. Two weeks to go. Luckily we have not had winter this year so no heating is needed.
We sold all our SA belongings to come to Portugal and had to re equip our home here only to sell it all again at rock bottom prices.
Finding movers was stressful as they charge from € 720 to € 2 000.00 for the same amount of stuff. We eventually found it cheaper to sell our appliances and not use Home Movers. Baggage Forwarding is so much cheaper at € 40 per 40 kg door to door. Not much more than baggage on flights but then it is not door to door and has a 23 to 30 kg weight restriction.
We are now packed for the pickup. No TV. No appliances so camping out here waiting for our flight out. Two weeks to go. Luckily we have not had winter this year so no heating is needed.
57
Off topic / Re: Live chat
« on: March 04, 2019, 04:59:27 pm »
Seems like time to look at STXIND again.
59
Off topic / Re: Live chat
« on: February 27, 2019, 05:03:33 pm »
In the UK, CFDs, forex and spread betting are classed as ‘speculative’. As no underlying asset is actually owned, these derivatives escape Capital Gains Tax and HMRC view income derived from this speculation as tax-free. Individuals who class themselves as ‘trading for a living’ may need to pay income tax, but in general, profits are not liable for tax.
60
Off topic / Re: Live chat
« on: February 26, 2019, 05:39:08 pm »
The reason I mentioned this was because of that lucky lotto winner. As he is not a full time gambler he does not need to pay tax on his windfall.
If he does then all lotto players can book their losses to offset future winnings. This is the reason UK does not tax futures on margin. Most people loose and would book the losses.
If he does then all lotto players can book their losses to offset future winnings. This is the reason UK does not tax futures on margin. Most people loose and would book the losses.