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Messages - NakedPeanut

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1
Shares / Re: Preservation Fund Choices?
« on: May 30, 2017, 10:37:33 am »
Thanks Patrick! Yes I'm looking at the Sygnia Balanced SGSKLBA:SJ after having read an article on Moneyweb.

So now i'm looking at the other side of the equation, performance.
Always heard and read good things about Coronation so I'm looking at Coronation Balanced Plus CORBALN:SJ in comparison, which seems quite good.



2
Shares / Preservation Fund Choices?
« on: May 29, 2017, 03:57:42 pm »
Wife and I are moving to the USA on an internal transfer, so I need to decide on a local preservation fund.
I'm looking for alternatives, pitfalls and any words of wisdom you can give!

My Funds are currently in an Allan Gray Balanced Fund, which hasn't done too badly and has "relatively" low fees.. So keeping it in that fund doesn't seem like a bad idea.

But in doing some due diligence, I'm investigating other options:
  • I've got a Discovery Broker who's getting me a quote using my current balance. So it'll include their investment booster thing +15% of invested funds since i'm 29 + all the usual discovery T&C's and fees (which seem quite high, I'm scared they basically erase the funds boost in a few years).
  • Also looking at the Sygnia Skeleton Balanced 70
  • and 10x (I assume High Equity).
#confused


3
Off topic / Live chat
« on: August 28, 2015, 01:44:58 pm »
Oh and TFSA is with EE already

4
Off topic / Live chat
« on: August 28, 2015, 01:44:24 pm »
Thinking of moving my ETF portfolio from ETFSA to EasyEquities.. Any opinions?
I buy monthly via debit order and did the math, it's substantially cheaper to use EE, even with buying 4 shares monthly than the %pa cost of ETFSA..

Only concern is reinvestment of dividends. ETFSA is a debit order and forget, where as EE needs bit more management.
EE also doesn't have an adequate amount of ETF shares in "stock", e.g. divtrax can only buy R1600 at time...

5
The Investor Challenge / Re: Lost some purchase records
« on: August 21, 2015, 04:37:55 pm »
I've been doing so bad, :wall: I rate we just wipe the slate clean and all start from scratch with 800k  >:D

6
Off topic / Live chat
« on: August 17, 2015, 10:21:54 am »
Ahh.. all my etf's have all taken a nose dive recently.. At least they make the monthly investing cheaper :D

7
Shares / Re: Investment pointers 2015
« on: January 22, 2015, 03:43:11 pm »
Like Neil said, markets are volatile and it depends on your investment horizon.

I feel if you move it now, you need to consider:
Funds average a certain performance over a couple years, thus it varies each year.
Last year was quite crappy, especially from a top40 perspective if i look at my holdings.
You could be selling low and buying high in another fund.

Thus I'd probably keep the money there.
But there are obviously other things to consider like changing circumstances, appetite for risk etc.

8
Off topic / Re: Live chat
« on: January 08, 2015, 11:38:37 am »
Aspen!!

9
Shares / Re: Oil price and Sasol
« on: January 08, 2015, 11:30:02 am »
As part of the challenge this year i'm betting on sasol to recover. It's going to make or break my strategy :whistle:

10
Shares / Re: Coal Shares
« on: January 08, 2015, 11:25:58 am »
Thanks for that interesting post!  :TU: I like reading things like this that give you a background you won't find in news articles!

As a side note, I have a friend, who's dad runs a fleet of coal trucks between the mines and eskom, he makes a killing!

11
Off topic / Re: Live chat
« on: December 30, 2014, 10:01:56 am »
Ah was a miserable year for me.. not even 3% :'(

12
I suppose one thing to just consider is the monthly charge, many accounts attract. FNB's Share Investor @ R49p/m which would be around ~24k with 6%  inflation (if I worked it out right). This obviously falls way short of the Unit Trust Fees.


13
The Investor Challenge / Re: Looks who's article is on news24
« on: August 13, 2014, 06:02:36 pm »
Nice!
 
You have all commentators agreeing, talking finance etc., then this:

Quote from: Lyndah Dube
OMG the author is so good looking. That's all I have.

**hides in a corner**
:LHST:

14
Shares / Re: African Bank
« on: August 08, 2014, 12:03:57 am »
This share is just crazy! I almost place an order for it last night! Thank heavens I never!!  :TU:

15
Shares / Re: Deposit on property or ETF's?
« on: July 15, 2014, 10:13:20 am »
Looks pretty unanimous to me then. Thanks!

I currently have property as part of my portfolio in the form of the proptrax ETF, but it's been a bit of slow performer in comparison to the majority of my other satrix funds.


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