I guess it all comes down to what retirement means to you. Some find their bliss in being free, creative, self-sustaining or whatever floats their boat and that’s how it should be.
Personally, retirement for me would mean travelling the world and funding & getting involved in worthwhile expeditions. I’ll start at Alaska and work my way through, obviously making stops in Monaco and Aspen just to balance my Zen-side with my material needs. I can literally hear Patrick rolling his eyes.
Good luck MrD, you seem content and happy and I'm sure many on this forum envy you and will follow your lead.