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very cool, cheers patrick
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Off topic / Re: Live chat
« on: July 16, 2020, 07:42:12 am »
Hi Patrick, somewhere on the site you chatted about who you are using to transfer cash overseas. please point me in that direction
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Shares / Re: My retirement blog.
« on: June 23, 2020, 09:18:40 pm »
house prices are so dependent on the region! We did research Derby - in a decent area a small 2 bed can be picked up for £120,000 or so. Looks like a nice town with a few things going for it.
But a couple of years on a narrowboat look like it could be fun and a bit of adventure - £40 - £50k seems to get you a decent one that shouldn't sink in the first mile or so. Winters though might be a bit tough, will probably be in a Marina, at least for the first one.
But a couple of years on a narrowboat look like it could be fun and a bit of adventure - £40 - £50k seems to get you a decent one that shouldn't sink in the first mile or so. Winters though might be a bit tough, will probably be in a Marina, at least for the first one.
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Shares / Re: My retirement blog.
« on: June 23, 2020, 02:06:08 pm »
Hi Orca - like you, have been hit hard. Will be happy to get what little cash I have left out SA. Will probably have to try find a bit of work, nothing serious, maybe part time. Looking at buying a narrowboat, live onboard and see the countryside for a couple of years.
House is now sold, so need to start packing! Going to kill me selling these shares at such a massive loss. But new country, good time to start rebuilding. Maybe I've learnt a little about putting together a share portfolio and might not make the same mistakes.
House is now sold, so need to start packing! Going to kill me selling these shares at such a massive loss. But new country, good time to start rebuilding. Maybe I've learnt a little about putting together a share portfolio and might not make the same mistakes.
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Shares / Re: My retirement blog.
« on: June 20, 2020, 06:35:55 am »
Thought we would be on our way! But with a couple of offers falling through, then covid - our house sale was put on the back burner. Until this week, week - where we had 2 offers in two days signed one yesterday, and oddly, have some other keen buyers looking over the house today. So with two (possibly 3 buyers), maybe this time one will stick and we can get out of here...
But to where?
Very torn between UK and Portugal - one minute I am pro one, seconds later and the other looks more attractive.
But to where?
Very torn between UK and Portugal - one minute I am pro one, seconds later and the other looks more attractive.
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Shares / Re: My retirement blog.
« on: October 23, 2019, 06:44:38 pm »
Yeah, we pretty much have that - can accept cash offers, they have 72 hrs to raise a mortgage. Or bank approved mortgages. TBF we want these guys to get the house as they would be great for our 80+year-old neighbor. Looked at the house they have for sale, great price. TBF, if we were planning to stay in SA, would be tempted to swap...
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Shares / Re: My retirement blog.
« on: October 23, 2019, 03:26:34 pm »
Time for an update Orca?
How are you finding things over there? We've accepted an offer on our house, unfortunately, dependent on them selling their house. But hopefully, move in a few months. Looking at Derby now, the South is just too expensive for slightly better weather.
How are you finding things over there? We've accepted an offer on our house, unfortunately, dependent on them selling their house. But hopefully, move in a few months. Looking at Derby now, the South is just too expensive for slightly better weather.
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Shares / Re: ABSA stockbrokers becoming more expensive
« on: May 20, 2019, 10:58:36 am »
I actually have live pricing on two accounts (absa and GT247) and when initiating a trade on EE always check on the price - and they have always been spot on.
They have had a bit of downtime lately, on less liquid stock you often need to enter a trade multiple times to get your required amount - changes per counter. For instance, right now I can only buy around R510 worth of SSK, but can spend just over a R1mill on ABH.
So it has some quirks, but fine for an investor - with no minimums, you can really do multiple buys/sells.
They have had a bit of downtime lately, on less liquid stock you often need to enter a trade multiple times to get your required amount - changes per counter. For instance, right now I can only buy around R510 worth of SSK, but can spend just over a R1mill on ABH.
So it has some quirks, but fine for an investor - with no minimums, you can really do multiple buys/sells.
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Shares / Re: My retirement blog.
« on: May 14, 2019, 11:26:18 am »
Have you looked at the ISA allowance? £20,000 - FOR THE YEAR! And you can hold single stocks unlike our TFSA
On top of that there is also £2000 dividend tax free allowance
With UK share also down and the FTSE100 paying out over 4% in divis, why keep your money in SA?
btw, great read, magazine comes out every thursday - but lots of back issues here. https://www.sharesmagazine.co.uk/
On top of that there is also £2000 dividend tax free allowance
With UK share also down and the FTSE100 paying out over 4% in divis, why keep your money in SA?
btw, great read, magazine comes out every thursday - but lots of back issues here. https://www.sharesmagazine.co.uk/
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Shares / Re: My retirement blog.
« on: April 23, 2019, 07:00:43 pm »
Hi GCR - have looked into camper vans - look like a lot of fun and definitely want to give it a try sometime. Also looked at the static caravans - site fees are often a fair amount though. Still a ways to go - finished painting, now getting rid of stuff - going to car boot sales.
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Shares / Re: My retirement blog.
« on: April 23, 2019, 07:35:11 am »
Our ideal place to live would be on the south coast - but all pretty expensive to buy. But rentals not too bad in Eastbourne and Margate. But closer to you, Stoke-on-Trent has some very cheap houses (mainly terraced) but have no clue what the area is like, would have to rent for a bit and see what it was like. We actually planning to travel around the UK for the first 6 months or so just to get a feel for certain areas - airbnb to airbnb.
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Shares / Re: My retirement blog.
« on: April 20, 2019, 03:17:57 pm »
I always think the English downplay how gorgeous much of their countryside is, not sure if they just being polite or they hoping to keep immigrants out! Photos from my trip last year around the South.
BTW you were not tempted to reenter your old friend, CML, at R40 or so?
BTW you were not tempted to reenter your old friend, CML, at R40 or so?
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Shares / Re: My retirement blog.
« on: April 01, 2019, 09:06:45 pm »
Very interesting - had been doing a bit of research and had not heard of that before. House should be going on the market in a couple of weeks - then 6 months (or longer) of traveling around SE Asia before deciding where to settle for a bit - either Portugal or UK - but might look elsewhere and BREXIT depending.
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Shares / Re: My retirement blog.
« on: April 01, 2019, 11:12:39 am »
Am I understanding this right - your wife (on an SA passport) was let in with no visa at all? On the basis of your EU passport?