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Shares / Re: Investment pointers 2015
« on: January 22, 2015, 03:24:04 pm »
Well the the question you need to ask yourself is: Do I want to pay Capital Gains Tax? If you dont want to, and you have a long term investment horizon (5-10 years or more), then leave it where it is, markets are volatile by nature. If you have a short investment horizon (less than 5 years) then definitely move it to something safe, like a dollar denominated Gilt fund or something like where your risk is low and you are getting a real return of greater than 1% or so.
When I say "long term investment horizon" I mean that you are like 30 years old where you only plan on using that money in the next 20 years or so. "Short term investment horizon" I mean that you like 55 years old and you look to use that money in the next 5 or so years.
When I say "long term investment horizon" I mean that you are like 30 years old where you only plan on using that money in the next 20 years or so. "Short term investment horizon" I mean that you like 55 years old and you look to use that money in the next 5 or so years.