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Shares / Offshore Structured Product
« on: September 13, 2018, 01:40:42 pm »
Hey again
I know this is a very pro-ETF forum and I do not blame you. ETFs are good, cost-effective products, and contrary to popular belief, us brokers do not hate them. I personally have recommended them for many clients. But should you put all your money in ETFs? That depends on your risk-profile. At the end of the day ETFs are full-on equity instruments which do make them a bit more high risk than other products. It may thus not be a bad idea to put some money, at least, in other instruments to negate some of the risk or even to hedge. Thus I know this product may not be for everyone but some may just find a good fit for it inside their overall portfolio.
1. It is an offshore, USD based structured product.
2. It is a fixed investment of 5 years although daily liquidity are provided on a 'willing buyer, willing seller' basis. If no buyer can be found, the issuer will provide liquidity 1.25% away from fair value.
3. Complete capital protection plus 5%. Hence, at the least, you will get a 5% return if markets are down after 5 years in which case you will definitely be beating the market.
4.You get geared upside diversified equity exposure to the following indices: 20% Nikkei225; 40% S&P500, 25% Euro Stoxx 50 and 15% iShares MSCI Emerging Markets ETF.
5. The upside is 2X geared on any growth between 5% and 27.5%. That would be a possible annualised return of 8.45% per annum in USD.
6. These gains are after fees. Whether you go straight to the issuer or do it through us, the costs are the same. There are no hidden costs or surprise fees.
Again, this product is for diversification. I will not recommend throwing your whole portfolio into it but it is good for hedging and diversification.
If you have any interest in this product just send me a pm with your contact details and I will get back to you.
NB: For those who are not aware of it yet, we also offer special rates for offshore transfers for members of this forum. Patrick and a few other forum users have used us before so they can vouch for us. Rand Swiss will do offshore transfers for this forum's users for 0.8% (VAT incl). We do this through a CCM account with Investec which will also pay you 6.5% per annum on any Rands you hold in the account above R10,000. So you can at least earn some interest while you wait for the right time to do the transfer.
I know this is a very pro-ETF forum and I do not blame you. ETFs are good, cost-effective products, and contrary to popular belief, us brokers do not hate them. I personally have recommended them for many clients. But should you put all your money in ETFs? That depends on your risk-profile. At the end of the day ETFs are full-on equity instruments which do make them a bit more high risk than other products. It may thus not be a bad idea to put some money, at least, in other instruments to negate some of the risk or even to hedge. Thus I know this product may not be for everyone but some may just find a good fit for it inside their overall portfolio.
1. It is an offshore, USD based structured product.
2. It is a fixed investment of 5 years although daily liquidity are provided on a 'willing buyer, willing seller' basis. If no buyer can be found, the issuer will provide liquidity 1.25% away from fair value.
3. Complete capital protection plus 5%. Hence, at the least, you will get a 5% return if markets are down after 5 years in which case you will definitely be beating the market.
4.You get geared upside diversified equity exposure to the following indices: 20% Nikkei225; 40% S&P500, 25% Euro Stoxx 50 and 15% iShares MSCI Emerging Markets ETF.
5. The upside is 2X geared on any growth between 5% and 27.5%. That would be a possible annualised return of 8.45% per annum in USD.
6. These gains are after fees. Whether you go straight to the issuer or do it through us, the costs are the same. There are no hidden costs or surprise fees.
Again, this product is for diversification. I will not recommend throwing your whole portfolio into it but it is good for hedging and diversification.
If you have any interest in this product just send me a pm with your contact details and I will get back to you.
NB: For those who are not aware of it yet, we also offer special rates for offshore transfers for members of this forum. Patrick and a few other forum users have used us before so they can vouch for us. Rand Swiss will do offshore transfers for this forum's users for 0.8% (VAT incl). We do this through a CCM account with Investec which will also pay you 6.5% per annum on any Rands you hold in the account above R10,000. So you can at least earn some interest while you wait for the right time to do the transfer.
This is more for my own educational purposes than anything else. Nevertheless, I have actually been following this forum for many years now so I know this is a tight-knit community of hardcore investors. It thus makes perfect sense (to me at least) to engage with individuals like you as you are predominantly the kind of individuals we want as clients.