Author Topic: Live chat  (Read 1863951 times)

Mr_Dividend

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« Reply #6345 on: November 08, 2017, 03:21:16 pm »
Patrick - capitec cannot do swift overseas transfer - as far as I know

andre

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Re: Live chat
« Reply #6346 on: November 08, 2017, 04:21:24 pm »
Thanx for the tip, will try Luno. I see they are the prefered platform.

If you want to by LTC local the only option is ICE3X but they have highish margins so take care to compare prices.
If you're using ZAR rather buy BTC from Luno and move it to an exchange where you can swop it for other currencies like LTC.
Actually, a better way of doing it is to move your BTC away from Luno to a wallet where you control the private keys.
One option is to use http://www.exodus.io/ which - a desktop wallet with great features.  You control your own private keys and can use Shapeshift to convert to other supported crypto at low cost. (If you have USD or EUR then buy BTC from Bitstamp.com as it's around 6% cheaper than Luno on avg).
If you want access to all kinds of obscure crypto you can register at https://bittrex.com/


Patrick

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Re: Live chat
« Reply #6347 on: November 08, 2017, 05:38:58 pm »
Is that the regular savings/current account or like an emergency fund?

My current account at FNB after all the debit orders is close to R0. Extra funds is in a 32 day account I use to fund the credit card if there was an emergency of some sorts.
It's my current account. I need to keep a minimum of R20k to avoid monthly fees, so I start with month with R40k in it, and then it works down to around R20k by month end. That last R20k is my "emergency fund". My uninvested savings go to my absa stockbrokers account where I earn +-6.5% interest until I have R100k and then it goes offshore.

Patrick - capitec cannot do swift overseas transfer - as far as I know
That's what ClickFX is for :)

Hamster

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Re: Live chat
« Reply #6348 on: November 08, 2017, 05:59:56 pm »


Is that the regular savings/current account or like an emergency fund?

My current account at FNB after all the debit orders is close to R0. Extra funds is in a 32 day account I use to fund the credit card if there was an emergency of some sorts.
It's my current account. I need to keep a minimum of R20k to avoid monthly fees

This works for me because of my spending patterns, but the eBucks I receive more than covers my monthly fees. I'm on level 5 so I get 40% discount at Checkers...so it really works. Way better solution for me than having to keep R20k in an current account.

jaDEB

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« Reply #6349 on: November 09, 2017, 12:16:57 pm »
sEE luNO IS ALSO NOW selling Ethereum :)
jaDEB

If it scares you, it's a sign you need to do it

PlatinumWealth.co.za

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« Reply #6350 on: November 09, 2017, 04:21:23 pm »
Tol ya so - almost got banned on mybb when I said they are talking kak when they said luno wont ever sell ether. They go where the money is.
www.PlatinumWealth.co.za <- South African Investment and Finance forum.

Illuminated One

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« Reply #6351 on: November 10, 2017, 03:03:59 pm »
If anyone is keen to sell ebucks, I would like to buy

Hamster

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« Reply #6352 on: November 10, 2017, 04:06:59 pm »
20c per eBuck. Let's do this!

Illuminated One

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« Reply #6353 on: November 10, 2017, 04:54:22 pm »
Hahaha hamster - not that keen... was thinking more like 11-12c depending on volume

RayRay

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Re: Live chat
« Reply #6354 on: November 12, 2017, 07:39:56 am »
So I'm planning to move from FNB to Capitec, anyone here use Capitec? Anything I need to know before I close my FNB account?
I've been using Capitec for close to 5 years now. I love it. Use in conjunction with a Virgin Money credit card (Free). Do all my spending on the credit card, up to 55 days interest free. Let your money sit in the Capitec account until your credit card is due, settle the debt in full, repeat process. This way you get all the interest goodness of a large balance in your Capitec account, and interest free "borrowing" for 55 days.

PlatinumWealth.co.za

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« Reply #6355 on: November 12, 2017, 11:36:39 am »
Capitec is incredible, from a fee perspective. Been a user since 2008
www.PlatinumWealth.co.za <- South African Investment and Finance forum.

Bread

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Re: Live chat
« Reply #6356 on: November 12, 2017, 04:37:47 pm »
You Capitec guys. Do you have to verify each and every transaction on your current/cheque account with the app on your smartphone? I'm with ABSA and I've just discovered they won't let me continue with their online banking unless I download their latest app to my smartphone to verify online transactions. I don't want to do that as it's a hassle and makes me more reliant on my phone that ever. So I'm thinking of switching to Capitec where hopefully I won't have to do that.

PlatinumWealth.co.za

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« Reply #6357 on: November 12, 2017, 07:29:20 pm »
Not at all, I do online transactions daily, no verification needed.
www.PlatinumWealth.co.za <- South African Investment and Finance forum.

Bread

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Re: Live chat
« Reply #6358 on: November 12, 2017, 07:57:14 pm »
Ah, cool. Thanks.

Patrick

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« Reply #6359 on: November 12, 2017, 08:57:01 pm »
Nice tip their RayRay, I already have a Virgin money card, I'll have to take advantage of the interest free period. just a question, of you pay for fuel is it also interest free for 55 days?