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Blog post: Should I stay or should I go now… to a cheaper fund?

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Patrick:
http://investorchallenge.co.za/should-i-stay-or-should-i-go/

Hamster:

--- Quote ---**The author once met Kristia at a beach party in Boksburg. Yes that’s about as dodgy as it sounds. At least one of us was sober at the time. I won’t tell you which one!
--- End quote ---

Considering the author remembers the evening...

stealthywealth.co.za:
Curious what rate of return you used in the calculator? That will also have an effect on the outcome.
Might be nice to have this as one of the inputs - e.g. a balanced fund (e.g. RA/Pension/Preservation) in theory will have a lower return than a pure equity fund (e.g. TFSA)

Patrick:

--- Quote from: stealthywealth.co.za on August 01, 2017, 01:53:29 pm ---Curious what rate of return you used in the calculator? That will also have an effect on the outcome.
Might be nice to have this as one of the inputs - e.g. a balanced fund (e.g. RA/Pension/Preservation) in theory will have a lower return than a pure equity fund (e.g. TFSA)

--- End quote ---
Yes good point. I'm using 6.8% over inflation. I don't have figures for a typical South African balanced fund return gross of fees, any ideas?

stealthywealth.co.za:
Good question! :)
I usually guesstimate ~15% for pure equity and ~10-12% for balanced (i.e. inflation +9 and inflation +4-6% respectively)

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