Author Topic: Alternative Investment Oppertunities  (Read 10133 times)

Snakepit

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Alternative Investment Oppertunities
« on: February 20, 2014, 06:19:02 am »
I am not sure if this is the place to put it but there are alternative investment opportunities out there. I just want to gauge if anybody has ever investigated or invested in any of these alternatives?

Rare Earth Metals

Shipping/Tank Container Management

Purchasing debt- and other contracts (oh please before you go ballistic, did you know that their is a company that finances the taxi's via the taxi unions for example and that you can invest in them?) The only shame I have is that I did not know about them 20 years ago!

jaDEB

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Re: Alternative Investment Oppertunities
« Reply #1 on: February 20, 2014, 08:04:56 am »
Shipping/Tank Container Management

Years ago I dealt with company that actually built these containers - Consani. They are no more. But No, I concentrate on JSE and my tablets. But you have the right idea, lookin at alternatives.

jaDEB

If it scares you, it's a sign you need to do it

Neil

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Re: Alternative Investment Oppertunities
« Reply #2 on: February 20, 2014, 09:28:37 am »
Hi have been following the peer-to-peer lending industry. its been a resounding success in the UK,USA and Oz for both investors and borrowers. Basically you as the investor lend money to a someone/business that wants to borrow, basically cutting out the bank. obviously you take the risk that the bank otherwise would have, but you get a much better return. Hell if you did it in south africa you could get up to 60% interest on the money you lend out (like lewis etc do), but you can only lend up to R500000 until you must register as a credit provider with the NCR.

One of the big ones in the USA is 'Prosper'. They have apparently funded something like $3 Billion dollars in loans through this method.
One in Australia is SocietyOne.

As for South Africa there is only one I know of called RainFin. It looks functional but neglected, and does not seem to be developed any further, hence I have not used them. The other is Yiba.co however it has failed to launch, looks dead.

The reason why I think it there aren't more is that there seems to be a lack of legislation in South Africa, such as what rights does an investor have to get repayment of the loan, what are the rights a borrower has, dept collection etc etc.

Disclaimer:The views/opinions expressed in this post are that of the writer and are not to be interpreted as advice, nor as a indication to buy/sell any investment or equity. The writer will not be held liable for any profit or loss resulting from reading of this post by the reader in any form.

Patrick

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Re: Alternative Investment Oppertunities
« Reply #3 on: February 20, 2014, 10:06:54 am »
I'm also a fan of peer to peer lending. Not as a consumer of course, but as an investor. I think the first group to get that up and running successfully in SA will make an absolute killing... If I was in banking, I'd probably try do with a bunch of other smart individuals...

jaDEB

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Re: Alternative Investment Oppertunities
« Reply #4 on: February 20, 2014, 10:30:11 am »
Awesome show .. .. .. try and watch it when I have time
jaDEB

If it scares you, it's a sign you need to do it

Neil

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Re: Alternative Investment Oppertunities
« Reply #5 on: February 20, 2014, 11:54:23 am »
Yeah I love dragons den myself (but they really cherry pick what they invest in, which is fine but i think they miss some golden opportunities at times, and I think they ask for outrageous amounts of equity sometimes like 45% etc), but also this new program hosted by one of the dragons (cant remember his name) called "how we made our millions" is bloody fantastic ;D .

The thing about starting a peer-to-peer lending business is that for the company itself, it involves no risk (from the lending of money) yet the company still takes a cut and lets the investors take the risk. Man I love capitalism! ;D

I think african dawn capital (which I own shares in ;)) should set up a peer to peer lending division, right up their alley
Disclaimer:The views/opinions expressed in this post are that of the writer and are not to be interpreted as advice, nor as a indication to buy/sell any investment or equity. The writer will not be held liable for any profit or loss resulting from reading of this post by the reader in any form.

cknt

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Re: Alternative Investment Oppertunities
« Reply #6 on: February 20, 2014, 02:20:37 pm »
Have  you ever had a look at Cambist? "19%" on your investment "guaranteed". Website: cambist.co.za (I think)

Neil

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Re: Alternative Investment Oppertunities
« Reply #7 on: February 20, 2014, 03:50:15 pm »
I know of cambist but there are so many dodge things going around with cambist such as the issues regarding garnishee orders that i would rather stay away. Cambists product is based on being able to secure payment of loans via garnishee orders (I have no problem with garnishee orders, if you dont pay then the creditor has every right to get it from your paycheck by force) but government seems to be taking a populist view, and seems to want to make garnishee orders unlawful.

the rewards with cambist do not out weigh the risks in my view
Disclaimer:The views/opinions expressed in this post are that of the writer and are not to be interpreted as advice, nor as a indication to buy/sell any investment or equity. The writer will not be held liable for any profit or loss resulting from reading of this post by the reader in any form.

Snakepit

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Re: Alternative Investment Oppertunities
« Reply #8 on: February 20, 2014, 07:25:08 pm »
I am registered with Cambist. I am interested in the cellphone contracts. I think it's a good investment opportunity and has proper checks and balances in place. As far as I can see, the biggest risk is the government poking it's finger in the pie. Risk wise, well even shares on the JSE take a nose dive.

Peer-to-peer: I have looked at it and decided to register at Rainfin. I will go in very very carefully for the reasons mentioned above. 30% Interest. If it works that would be magic. Oh by the way, it exist in South Africa. https://www.rainfin.com/zaf/eng/Home/About

Here is another ZA website that tickled my interest: http://www.investmentnetwork.co.za/business-proposal. There are some really really great possibilities on this website. One startup that really caught my eye is this oke in Cape Town. Read about his products. I can't see the world being without them. http://www.medi-tech.co.za/#!news/cb84